Online shopping has never been more accessible and convenient, but it also has its risks. With online shopping, scammers and fraudsters are always on the prowl for unsuspecting shoppers. As a result, it’s essential to use smart shopper strategies to protect yourself from online scams. Here are some simple yet effective tips to help you avoid online scams while shopping online.
Tip 1: Shop on Trusted Websites
Stick to reputable websites when shopping online, such as Amazon, Walmart, Target, and other well-known retailers. Avoid unknown websites that pop-up in your search results or in unsolicited emails. Before entering any personal information, check that the website is secure, with the URL starting with “https://” and a padlock symbol visible on the address bar.
Tip 2: Use Secure Payment Methods
Always use secure payment methods when making online purchases. Many retailers offer secure payment options such as PayPal and credit cards, which provide additional fraud protection, unlike wire transfers or cash-on-delivery payments. Moreover, secure payment methods ensure that your personal and financial information is kept safe.
Tip 3: Be Wary of Suspicious Offers
If something sounds too good to be true, it probably is. Offers that promise deep discounts or free items in exchange for personal information or upfront payment should be avoided at all costs. Scammers often use these tactics to lure shoppers into revealing their personal information, which they can then use for fraudulent activities.
Tip 4: Keep Your Personal Information Secure
Your personal information should be treated as precious and should only be shared with trusted websites and retailers. Avoid filling out surveys or providing excessive personal information, such as your social security number or credit card details, to unknown retailers. Also beware of phishing emails and scam pop-ups that are designed to steal your personal information.
Tip 5: Use Smart Shopper Apps
Smart shopper apps such as Honey, RetailMeNot, and Rakuten can help you find the best deals while keeping you safe from online scams. These apps scan hundreds of retailers and offer coupon codes, discounts, and cashback rewards. Some apps also offer secure payment options and price comparison features that can help you avoid scams and save money.
Tip 6: Trust Your Instincts
If something seems off while shopping online, trust your instincts and do your research. Check the reviews and ratings of the product and the website, and don’t hesitate to contact customer support if you have any doubts or concerns.
